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Christine Messmer
Certified Financial Planner®

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Calculators

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Retirement & Inflation

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Loans & Credit Cards

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Saving & Investing

How much do you need to save each year to meet your long-term financial goals?

Risk Management

How much Disability Income Insurance do you need?

Risk Management

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Risk Management

Will you be able to afford nursing home care?

Risk Management

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Risk Management

How much life insurance would you need to produce a sufficient income stream for your family?

Cash Management

This calculator is designed to help you attach a dollar figure to your life’s work.

Cash Management

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Cash Management

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Saving & Investing

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Saving & Investing

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Taxes & IRAs

This calculator can help you determine whether you should consider converting to a Roth IRA.

Taxes & IRAs

Use this calculator to determine whether you qualify for the different types of IRAs.

Taxes & IRAs

Compare the potential future value of tax-deferred investments to that of taxable investments.

Taxes & IRAs

This calculator can help you estimate your annual federal income tax liability.

Retirement & Inflation

How Long Will Your Funds Last?

Retirement & Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Retirement & Inflation

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Retirement & Inflation

Use this calculator to estimate how much income and savings you may need in retirement.

Saving & Investing

Estimate the future value of your current savings.

Estate Planning

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Loans & Credit Cards

How much can you afford to pay for a car?

Loans & Credit Cards

How much would your monthly lease payment be?

Loans & Credit Cards

How Long Will It Take to Pay my Balance?

Loans & Credit Cards

This calculator can help you determine how soon you can pay off your mortgage.

Loans & Credit Cards

Determine whether you should consider refinancing your mortgage.

Loans & Credit Cards

How much will it cost to pay off a loan over its lifetime?

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck